FOR INDIVIDUALS:

FOCUS Financial Coaching offers a wide variety of Package Options depending on your particular Life Stage.  Each package includes:
  • 2 hour strategy session
  • 1 hour follow-up session
  • 4 months unlimited access to provide the support needed to stick to your customized financial plan.

Life Stage Packages include:

Basic Coaching (Getting Back on Track)
Marriage (Merging Two Lives into One Financial Picture)
Divorce or Widowed (Picking Up the Pieces)
Crisis Coaching (Taking Back Control)
Wealth Building (Staying Financially Independent)

Basic Coaching (Getting Back on Track):
Our sessions provide the opportunity to take a step back and objectively analyze your financial well-being.  We will help you design a plan for paying debts and address any needs unique to your situation.

This session is right for you if you are:

• Disappointed with your financial condition, with no clear goals or realistic budget
• Concerned about your mounting debt (i.e. credit card, loans, etc.)
• Consistently having trouble paying all of your monthly bills
• Experiencing tension with your spouse about spending and budgeting issues
  
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Marriage (Merging Two Lives into One Financial Picture):
Life changes such as marriage are a time to reflect on where we have been and where we are going.  However, these reflections are no longer individual and thinking like a married couple is very much a learned behavior.  We will help you make sense of it all financially so that money does not become a source of strain in your marriage.

This session is right for you if you are:

• Engaged or newly married
• Trying to figure out a system of blending two financial lives into one
  
• Seeking comfortable ways to communicate with your spouse about money
• Looking to plan for the future by setting financial goals together
  
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Divorce or Widowed (Picking Up the Pieces):
Divorce or loss of a spouse is never easy and with it comes a tremendous amount of financial complexity.  From alimony and child support to decisions such as renting versus buying, the issues are vast.  We can help bring some stability back to your world by creating a new financial strategy for you.

This session is right for you if you are:

• Newly divorced or in the process of getting divorced
• Recently widowed and wanting to reset your financial plans for the future
  
• Considering a plan for giving, saving and spending
  
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Crisis Coaching (Taking Back Control):
You don't have to be alone during a personal financial crisis.  Have you lost your job?  Suffering through a medical emergency?  In danger of foreclosure, repossession or bankruptcy?

This package is right for you if you are:

• Consistently having trouble paying all of your monthly bills
• Being harassed by creditors, collection agencies or judgments of any kind
• Thinking seriously about bankruptcy for any reason
  
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Wealth Building (Staying Financially Independent):
Not everyone is in debt.  If you have already mastered financial discipline skills, we will teach you about wealth building systems to stay financially independent.  From investing for your children's education and your own retirement to minimizing taxes and planning your estate, these sessions will guide you toward building your net worth.

This session is right for you if you are:

• Out of debt except for (or including) your mortgage.
  
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Hourly Sessions:
These sessions are recommended only for those who are out of debt and who seek additional information and have specific questions about planning for individual goals.